Michelle: [00:03:32] I don’t feel safe and secure with my financial life. Since COVID, we’ve actually started saving money. And we both put money in our IRA for two years in a row. But we live like we’re 25 years old. Just the whole thing about money is triggering. I was supposed to get married and have a husband who took care of me, who took care of my finances, who invested for us. I didn’t think I’d be 52 years old with very little savings, living like 25. When something happens it’s like, “Oh my God, how are we going to pay for that?”
Ramit Sethi: [00:04:14] Where did that story come from that that was how it was supposed to be? Where did you start telling yourself that story?
Michelle: [00:04:20] My parents helping me didn’t really help me
Ramit Sethi: [00:04:23] Tell me more about that.
Michelle: [00:04:25] Yeah, so they always helped me even when I moved away for a little bit. I lived in North Carolina and I wanted to get a one-bedroom apartment. My mom’s like, “Nope, you need a two-bedroom apartment.” So she paid for the two-bedroom apartment. She’s just always like, I wanted to go on a trip, mommy gave me money. I wanted this, mommy gave me money. So it was a pattern and why not? Mommy gave me money. I needed it. I wanted it. So I took it.
Ramit Sethi: [00:04:58] And looking back, what lessons do you think you took away from your parents always helping you?
Michelle: [00:05:06] Maybe gratitude and generosity, how people are generous with money and grateful for their financial support.
Ramit Sethi: [00:05:16] Anything else?
Michelle: [00:05:18] I don’t think it helped me grow up or be responsible with money. I never had to budget my whole life. I never knew anything about money. We never talked about it at my house either. It was my upbringing. I’m Jewish. So you marry a doctor, the doctor takes care of you. My dad took care of my mom. It’s generational, I think for us.
Ramit Sethi: [00:05:46] And when you were meeting Eric, did you have those conversations?
Michelle: [00:05:53] No, I don’t think so. It was a lot of assumptions. I don’t think we ever talked about money. I assumed we both grew up in the same town, we both grew up upper middle class. No, we’d never discussed money before we got married ever.
Ramit Sethi: [00:06:11] And how does money come up in your relationship?
Michelle: [00:06:15] It comes up with a lot of feelings and anger.
Ramit Sethi: [00:06:19] Oh, like what?
Michelle: [00:06:23] Like anger. I’m angry at him for not being responsible, for not taking care of me, for not talking about it, for not being involved in the savings or any bills, all of that.
Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best for you?
Check out the differences between Visible and US Mobile to determine which suits your needs the most.
Visible vs. US Mobile: Overview
Visible is a carrier that operates on Verizon’s network and is also owned by them. The great news is that you’ll still have access to Verizon’s vast 5G network but at a more budget-friendly price point.
Visible takes a simplified approach by offering 2 plans. The Visible plan and the Visible+ plan.
The key difference between these plans is that the Visible+ plan offers unlimited premium data on Verizon’s 5G Ultra Wideband network, 50 GB/month of premium data on Verizon’s 5G and 4G LTE networks, calling to 30+ countries, unlimited texting to 200+ countries, smartwatch service, higher hotspot speeds, and one global pass day per month included.
US Mobile offers more flexibility when it comes to picking a plan that best suits your needs. So if whether you’re a data junkie or someone that doesn’t use much data, you’ll likely find a plan that’s a great fit. US Mobile also offers coverage on both Verizon and the T-Mobile network, so you can choose which network best fits your location.
Another thing to note is that there are multi-line discounts with US Mobile, which is not the case with Visible.
Visible vs. US Mobile: Pros & Cons
Looking at the pros and cons of Visible vs. US Mobile is the key to determining which option is best for you.
Visible Pros & Cons
Pros
Unlimited talk and data
Fixed payment every month with no contract
Uses the Verizon 5G and 4G LTE network
Cons
Only two plans to choose from
Deprioritized data if in a busy area
US Mobile Pros & Cons
Pros
Multi-line discounts are available
Access to both the Verizon and T-Mobile network
Multiple plans to choose from so you can find the exact fit for your needs
Cons
Most affordable plan is only available via an annual plan
Multi-line family plans are not eligible for annual pricing discounts
Visible vs. US Mobile: Plans and Pricing
A big part of the decision between Visible vs. US Mobile is the pricing. Understanding what each plan includes and its cost can help you decide.
Visible
Visible has two plans, Visible and Visible+. Their plans are a fixed price and include taxes and fees, so there aren’t any unpleasant surprises when you get your monthly bill.
Visible: $25/month
Unlimited talk, text, and data using Verizon’s 5G and 4G LTE network
Unlimited hotspot
Unlimited talking and texting to Canada and Mexico
Blocks spam calls
Visible+: $45/month
Unlimited premium data on Verizon’s premium 5G Ultra Wideband network (no deprioritization)
50 GB/month of Verizon’s 5G and 4G LTE data when Ultra Wideband isn’t available
Blocks spam calls
Unlimited hotspot at up to twice the speed of the Visible plan
Unlimited talking and texting to Canada and Mexico
Up to 500 minutes per month texting to 200 countries and calling to 300
One Global Pass day per month eligible for 140 countries($10 savings)
Can get $10 off each month for Verizon Home Internet
Smartwatch service included that can save up to $10/mo
US Mobile
US Mobile has multiple plans depending on the features you need and the number of lines required.
10 GB Plan: $15* for one line
Includes 5G Ultra Wideband, plus 5G and 4G LTE where Ultra Wideband isn’t available
10 GB of Premium Data
Unlimited talk and text
Unlimited talk and text to 200+ countries, including Mexico and Canada.
International eSIM available for purchase
*Only available on the annual plan. $180 for 12 months. No multi-line discount is available.
Unlimited Starter: $29* for one line
Includes 5G Ultra Wideband, plus 5G and 4G LTE where Ultra Wideband isn’t available
35 GB of Premium Data
Up to 10GB of mobile hotspot data
Unlimited talk and text
Unlimited talk and text to 200+ countries, including Mexico and Canada.
International eSIM included
1 GB International Data
*Can get the cost down to $23/month with an annual plan, $276 for 12 months. No multi-line discount is available.
Unlimited Premium: $50* for one line
Includes 5G Ultra Wideband, plus 5G and 4G LTE where Ultra Wideband isn’t available
100 GB of Premium Data
Up to 50GB premium mobile hotspot
Unlimited talk and text
Unlimited talk and text to 200+ countries, including Mexico and Canada.
International eSIM included
Up to 10 GB of International Data
*Can get the cost per line down to $40/month with 3+ lines
Keep Reading: How to Lower Your Cell Phone Bill
Visible vs. US Mobile: Features
Next to pricing, the features are the next most important when comparing Visible vs. US Mobile. Here’s what to consider.
Network Coverage
Visible and US Mobile both use Verizon’s network, but US Mobile also has an option to access T-Mobile’s network as well.
The great thing about the Verizon network is that it has very good nationwide LTE and 5G coverage and should be plenty good for most people – even if you live in the country.
While on the surface, it may seem like a nice option to have access to both networks on the US mobile carrier, you’ll still have to pick between Verizon or T-Mobile. You can’t alternate between both networks.
While T-Mobile is considered to have the fastest overall network, you’ll get much less premium data compared to if you went with Verizon as your preferred network.
Data Speeds
When considering data speeds, you’ll always get higher speed or greater priority with the larger carriers, like Verizon or T-Mobile.
While Visible and US Mobile run on the same network, the largest concern is when your plan would be deprioritized (given slower speeds during congested periods).
Simply put, if you decide to go with Visible or US Mobile, your data is subject to deprioritization. If you are in a congested area, you’ll likely notice slower speeds vs if you went with one of the larger carriers. If this isn’t a deal-breaker for you, it may be worth the cost savings over time.
International Roaming
Roaming charges are a concern if you travel outside the country or call other countries often. All plans from Visible and US Mobile include unlimited talk and text to Canada and Mexico. However, Visible’s standard plan and all of US Mobile’s plans don’t include unlimited talk, text, and data in Canada and Mexico.
Visible+ includes unlimited calling to 30 countries and unlimited texting to 200 countries as well as access to unlimited talk and text, plus high-speed data, every day you’re abroad with Global Pass (complimentary 1 day/month).
US Mobile does include 1 GB of International Data on its Unlimited Starter plan and 10 GB of International Data on its Unlimited Premium plan.
Perks and Promotions
Visible and US Mobile have current promotions, but they can change over time.
US Mobile is offering 30 days free and up to $500 in prepaid cards when you transfer for your number and is only available on select plans.
Visible hosts a payback program so If your phone doesn’t work with Visible, you get 12 months of service credits by purchasing a select new phone with Visible Payback.
Device Compatibility
Visible and US Mobile work on the same network and accept the same phones. But since US Mobile can also access the T-Mobile network, you’ll be able to bring over T-Mobile only phones with no issue. Both companies allow you to bring your phone to the plan, saving you hundreds of dollars. The phone must be paid in full and unlocked to be eligible.
You can check compatibility with Visible andUS Mobile before signing up to ensure your phone is compatible.
Customer Service
Customer service is essential when talking about cell phones since we rely on them for much of our day.
Visible offers 24/7 customer service, so you always know you’ll get answers to your questions anytime. You can access support through the Visible app using ConnAI which can help answer questions. If ConnAI cannot answer your questions, it will connect you to a live agent via chat. Additionally, you can receive customer support through Visible’s social media channels.
US Mobile offers 24/7 customer support as well. You can contact them via phone or email.
Visible vs. US Mobile: FAQs
Comparing Visible vs. US Mobile is a good way to determine which service suits you best. Here are some more questions people have about the services.
Can I Switch From One Carrier to the Other Without Changing My Phone Number?
You can port your phone number if you stay within the same geographic area and haven’t canceled your existing service yet. If you want to keep the same number, don’t cancel your old service until you officially port your number to the new service.
Can I Use the Same Phone on Both Visible and US Mobile?
Yes, because Visible and US Mobile are on the same network, you can use the same phone on either network. However, if you have a T-Mobile only device, you’ll only be able to use that device on US Mobile.
Can I Switch Between Visible and US Mobile Easily?
You can switch between Visible and US Mobile. However, if you want to bring your own device, it must be paid for and unlocked.
Does Visible Unlimited Data Slow Down?
Visible does not slow data down after a certain usage point, unlike many other services, including Verizon, which slows your speed down after certain usage points.
Does Visible Sell Your Data?
Visible may share your data with select partners, including Verizon, to share the latest news and deals with you. However, Visible customers can opt out of any marketing materials, and you can limit the sale and sharing of any information provided on their website.
Visible vs. US Mobile: Which Is Your Best Option?
Visible is the obvious choice if you’re looking for a simple cell phone plan operating on one of America’s largest networks. You don’t have to worry about unexpected charges; you get the same data speeds on both services.
However, US Mobile may offer more options if you need customized plans or want additional perks like multi-line discounts.
FILE–e Meralco Bolts in the PBA Governors Cup. They are currently competing in the EASL Season 2. –MARLO CUETO/INQUIRER.net
Meralco set aside the disappointment of its playoff exit on the domestic front to take down the Macau Black Bears, 97-85, to open the East Asia Super League campaign on a high note Wednesday at Mall of Asia Arena.
The Bolts’ main figures led the charge in controlling most of the game and claimed a victory that came two nights after being handed a three-game sweep by Barangay Ginebra in the PBA Governors’ Cup quarterfinals.
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Chris Newsome, Chris Banchero, imports Allen Durham and DJ Kennedy and naturalized player Ange Kouame were instrumental for Meralco, back in the EASL for the second straight time by virtue of winning last season’s PBA Philippine Cup crown.
READ: PBA: Allen Durham shifts focus on Meralco Bolts’ next mission
It was only Meralco’s second win in the EASL, and first on home soil after last year’s lone victory against Japan’s Ryukyu Golden Kings was held in Macau.
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Newsome had 18 points, three rebounds, six assists and three steals, Durham posted 17 points, 11 rebounds and four assists while Kennedy tallied 17 points, nine rebounds and seven assists.
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Banchero scored 14 and Kouame produced nine points and nine rebounds in his role as Meralco’s naturalized player for the competition.
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READ: San Miguel falls to South Korea’s KT Sonicboom in EASL opener
The opener will be the start of a lean couple of months for the Bolts, who will play two more EASL games before the PBA Commissioner’s Cup tips off later in the year.
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Chinese-Taipei naturalized player Will Artino and import Jeantal Cylla scored 23 points apiece while Damian Chongqui added 21 for Macau, a late addition to the EASL tourney after coming off a campaign in The Asian Tournament.
Meralco led for the majority of the contest, but it took until late in the third quarter to break the game wide open in its favor.
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More than 5,500 cases of abusive behaviour recorded since war broke out on October 7, the highest-ever yearly tally.
The number of anti-Semitic incidents in the United Kingdom has soared since Israel launched its assault on Gaza in response to the Hamas-led attack on October 7, 2023, according to a Jewish charity.
The Community Security Trust (CST), which monitors anti-Semitism in the UK, released its latest figures on Wednesday, reporting 5,583 anti-Semitic incidents across the country between October 7, 2023 and September 30, 2024 – the highest tally recorded in any 12-month period since it began its count in 1984.
In the month of October 2023 alone, following Hamas’s attack on Israel – in which at least 1,139 people were killed and around 250 were taken as captives, sparking Israel’s retaliatory war on Gaza – the charity logged 1,400 anti-Semitic incidents.
CST said that anti-Semitism had gone up 204 percent compared to the previous year, stating in a report focused on the months between January and June that the “unprecedented” spike in abusive behaviour was caused by people directing “their anger over this geopolitical conflict towards British Jews”.
“When conflict rages in Israel, anti-Jewish hate rises in the UK,” the charity said on X, alongside a breakdown of its figures, adding that reports of anti-Semitism had been “flooding in” even before Israel’s military retaliation.
In its breakdown of anti-Semitic incidents in Britain over the last year, CST categorised 4,583 as “abusive behaviour” and 302 as “assault”, with 266 incidents involving “damage and desecration” and 30 relating to anti-Semitic “literature”.
Over the past year, there had been one incident of “extreme violence”.
The largest number of abusive incidents – 3,167 – was recorded in London. A high incidence of anti-Semitism was also recorded in Manchester and West Yorkshire, with cases totalling 729 and 642, respectively.
Britain has also seen a spike in Islamophobia and hate crimes against Muslims, dating back several years, other advocacy groups have previously said.
Towns and cities across England and in Northern Ireland were rocked over the summer months by anti-immigrant riots, with hotels housing asylum seekers torched by far-right agitators.
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This delicious black frosting is fun to make for special occasions, especially for Halloween, seasonal treats, and desserts. It’s made with black cocoa powder, which tastes just like Oreo’s! The best part is that it won’t dye your mouth, hands, or clothing! It’s the perfect frosting for witchy cakes and other dramatic parties.
Reasons You’ll Love This Recipe
All Natural: Black cocoa powder is a natural alternative to artificial black food dyes. It gives the same deep black color without the chemicals.
No Food Dye: You would need a lot of black food coloring to get a deep black, which stains everything! This black frosting doesn’t use that!
Avoids Activated Charcoal: Using activated charcoal to dye food can interfere with medications and isn’t ideal for food use. Stick to black cocoa for a safer option.
Ingredients Needed to Make Black Buttercream Frosting
You can have the most stunning and delicious black frosting with just a few simple ingredients. You probably have most of these ingredients in your pantry already, minus the black cocoa powder. Scroll to the recipe card at the bottom of the post for exact measurements.
Granulated Sugar: Gives the sweetness that helps balance the bitterness of the cocoa powder.
Black Cocoa Powder: The secret ingredient! This gives the frosting its incredible flavor and intense black color.
All Purpose Flour: Adds a little body to the frosting.
Milk: Provides a smooth creaminess to the frosting.
Unsalted Butter: Adds flavor and richness.
Vanilla Extract: Complements the chocolate flavor from the cocoa powder.
Salt: Enhances the overall flavor of the frosting.
Black Frosting Recipe Instructions
Following these step-by-step instructions, you will have the most beautiful black frosting! Your friends and family will be in awe of how you got the most delicious frosting to be black and not turn their mouths black!
Whisk: Add the sugar, black cocoa powder, and flour to a pan and then whisk to combine. Then, add the milk to the pan and whisk until combined.
Cook: Cook over medium heat while whisking until it reaches a thin pudding-like consistency, about 10 minutes.
Chill: Remove the milk mixture from the heat and then transfer to a small heat-proof bowl. Cover with plastic wrap so it touches the surface of the milk mixture. Chill in the fridge for at least 40 minutes until it has set up into a thick paste.
Beat: Add the butter to the bowl of a stand mixer fitted with the whisk attachment. Whip on high speed for about 8 minutes until the butter is light and fluffy. Scrape down the sides and bottom of the bowl to ensure all of the butter is whipped.
Slowly Incorporate: Add the cooled milk mixture to the whipped butter one scoop at a time. Whip on medium speed until fully incorporated.
Scrape and Beat: Scrape down the sides and bottom of the bowl and switch to the paddle attachment. Add the vanilla and salt and beat on medium speed for 10-13 minutes. The frosting will have a smooth, fluffy texture with a nice glossy shine.
Black Frosting Tips and Variations
Why Black Cocoa Powder is Important: Use black cocoa powder, not regular cocoa powder or Dutch-processed powder. It’s more alkalized, giving a darker chocolate flavor and deep black color that won’t stain your teeth or use activated charcoal.
Brand Matters: Some brands of black cocoa powder have more of a brown tint. I recommend using Wincrest or The Cocoa Trader brands for the best results.
Deeper Black: If you refrigerate for 24 hours, the black cocoa powder will darken. You could add just a few drops of black food coloring for a true black.
Is your frosting looking gray or brown? Beating too much air into the frosting will cause it to lighten in color. Try mixing it at a lower speed with the paddle attachment. Then, cover the frosting and refrigerate it to let it darken in color.
Cook Time Matters: Cook the milk mixture until it’s thick, like pudding or regular yogurt. It should not run off the spoon or fall off in thick chunks.
Combine Slowly: Don’t add the milk mixture to the butter too quickly. Add it in one spoonful at a time, letting each spoonful fully incorporate before adding the next. Scrape down the sides and bottom of the bowl as needed.
Gluten-Free Flour: I have not tested this recipe with gluten-free flour, so I cannot attest to whether or not it would work as a substitute.
Keep Mixing: Don’t worry if the frosting looks like it is splitting as you add the milk mixture! Keep mixing, and then beat it for the amount of time in the instructions or until it comes together.
How to Store Leftover Black Frosting
Refrigerate: This black frosting can be made up to 7 days before. I recommend at least 24 hours for the black color to deepen. Store in an airtight container in the refrigerator. Let it sit at room temperature for 30-60 minutes before using. You will likely need to re-whip the frosting briefly before using it to frost your treats.
Freeze: You can store black frosting in an airtight container in the freezer for up to 3 months. Let it thaw overnight in the refrigerator and then follow the instructions above before using it to frost your desserts.
Keep Refrigerated: Whatever dessert you use this frosting on will need to be refrigerated because of the milk in the frosting.
Dark Dessert Inspiration
If you are hosting a Halloween party, you must make this black frosting to frost my black velvet cake. Placed next to my Halloween charcuterie board, and the most adorable mummy cookie bites. Here are a few more ideas for your spooky party!
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Add the sugar, black cocoa powder, and flour to a pan and whisk to combine. Add the milk and whisk to combine. Cook over medium heat while whisking until it reaches a thin pudding-like consistency, about 10 minutes.
Remove the milk mixture from the heat and transfer to a small heat-proof bowl. Cover with plastic wrap so it touches the surface of the milk mixture and chill in the fridge for at least 40 minutes until it has set up into a thick paste.
Add the room-temperature butter to the bowl of a stand mixer fitted with the whisk attachment and whip on high speed for about 8 minutes until light and fluffy. Scrape down the sides and bottom of the bowl a couple of times to ensure all of the butter is whipped.
Add the cooled flour mixture to the whipped butter one scoop at a time while whipping on medium speed until fully incorporated.
Scrape down the sides and bottom of the bowl and switch to the paddle attachment. Add the vanilla and salt and beat on medium speed for 10-13 minutes, until smooth and fluffy, with a nice glossy shine.
3 1/2 cups of frosting is enough for a 2-layer 8-inch cake or 24 cupcakes.
In case you missed it, Detroit Lions QB Jared Goff didn’t miss on Monday.
No, he literally did not miss.
Goff went 18-for-18 in the Lions win over the Seattle Seahawks, and while it was a super impressive performance by the signal caller, I also think it paints a picture of how lethal this Lions’ offense can be.
Goff was 12/12 off play action, and most of his passes went over—you guessed it—the middle of the field.
Jared Goff completed every pass he threw in the Lions’ 42-27 win over the Seahawks, finishing 18-for-18 (+21.9% CPOE).
The odds of Goff completing all 18 passes based on the completion probability of each attempt?
Look at all that green goodness, like a lush forest of digs and over routes to Sam LaPorta.
Goff is such a confident thrower over the middle of the field, and has really good arm strength to fire in those passes, so it’s no surprise that OC Ben Johnson has them dialed up at every time. It also helps to have a punishing run game that can help you pry open those dig windows, but that’s where the Lions win. They force you to be wrong in the most important parts of the field, and from there they HAMMER you.
Detroit shifts a TE to the left, then another TE into the backfield as a fullback. Everything about this screams run play, but the Lions run play action. Look at all the eyes that get sucked in on the run fake. Goff has enough time to get out of a sack attempt, turn around and still find this deep curl route.
Again, run fake with the split zone action, and watch the linebackers just walk right up to the line of scrimmage. Detroit’s run game is so lethal that it forces linebackers to account for their ability to run the ball, and what happens is these dig windows that Goff loves become wide open. This linebacker hauls ass to get back, but by then it’s too late. The Lions’ offense is so well constructed and intentional, I love it.
On the Jameson Williams touchdown, the Lions did a great job of manipulating the Seahawks second level defenders and Goff worked on schedule to get this ball out. So Seattle is trying to rotate into inverted Cover 2, with a safety blitz. The first crosser by Sam LaPorta draws the eyes of the linebacker just enough for Williams to fly by, and Goff does a good job of hitting him in stride. Next thing you know, Williams is high stepping into the endzone.
Now, there are times where Goff has to get a bucket on his own, and when he’s targeting the middle of the field off play action, he can do that. This throw to Tim Patrick was kinda nifty. The linebackers don’t fall for the run fake and there’s a safety buzzing down into the dig window. Goff throws this really nice, layered ball to Patrick and it moves the chains. We talk about arm strength a lot when it comes to 65 yard bombs downfield, but this play requires a lot of arm strength and talent. When Goff is working like this off play action, it allows him to show that arm off. Pretty sick throw.
The Lions are so difficult to cover because when you want to flood those dig windows and not play the run, they can simply do this. The easiest way to break 2-high safeties is run it at them until they get out of it, then throw it downfield to attack them. Congratulations, Detroit. You have pleased Mel Kiper Jr.
When the Lions are playing complementary football like this, they’re unstoppable. Using the run to set up the pass, and allowing Goff to work that middle area off play action turns that offense into a machine. While I think they can get too pass happy sometimes, Detroit can beat anyone when they get back to basics. Detroit is on a bye this week, but with a Dallas team that stinks at stopping the run coming in, maybe Goff can go 18/18 again.
Pakistan’s men’s cricket team has been through a tumultuous year, failing miserably at both the 50-over World Cup in November and the T20 World Cup in June. In the Test format, they lost a series away in Australia and then, most recently, their first series against Bangladesh at home.
Babar Azam, their all-format star batter, has gone through a lean patch and has handed back the limited overs team’s captaincy for the second time in 11 months. Pakistan’s pace bowlers, their strongest asset historically, have failed to deliver at crucial moments and their Test captain, Shan Masood, has failed to score a century in his last 14 innings.
Enter, Jason Gillespie. The former Australian fast bowler turned cricket coach has taken over as the Test team’s head coach and was in charge when Pakistan lost the series against Bangladesh.
Gillespie finds himself in tough circumstances, especially as eighth-ranked Pakistan find themselves in a busy period of Test cricket and host third-ranked England in a three-match Test series from Monday.
In an exclusive interview with Al Jazeera’s Kevin Hand, Gillespie reveals his plans for the Pakistan side.
Al Jazeera: You’ve taken over the side at a busy time but also at one of their worst periods in recent years. How do you plan to stop a further slide?
Jason Gillespie: When I took this role on I knew it was [going to be] a challenge, but I went into it relishing the opportunity. It’s not going to be easy but I’m confident in the players and their abilities. I’m confident that myself, my coaching staff and support staff can help them play the best cricket possible.
We played some good cricket [against Bangladesh], but we didn’t play enough good cricket. We played a good hour and then we had a bad hour. Consistency is key in Test cricket – when you get on top you stay on top.
We need to hang in games for a bit longer. We have to sharpen up and be consistent and disciplined for longer. Gary Kirsten [Pakistan’s new white-ball coach] and I have identified that if we’re more robust, fit and strong we can execute our skills with more discipline consistently.
Al Jazeera: How is this job different from the other coaching jobs you’ve taken on in the past?
Gillespie: It’s a completely different environment.
For a start, it’s a Test coaching gig as opposed to domestic cricket. I’ve coached a lot in the United Kingdom and coached a lot in Australia, I’ve done a little bit in India with the Indian Premier League and in Zimbabwe, so this is a new challenge.
I’m doing a lot of observing and listening to try to understand and add some value in the right way.
I was conscious of not just coming in, being brazen and saying, “I know everything – do this, do this and this.” I wanted to come in and listen, learn and get a feel for what Pakistan cricket is about. It’s been a good learning curve.
Al Jazeera: What’s your first goal with this team?
Gillespie: I’ve made it very clear that I want to show faith in players. Obviously, if performances over a significant period of time are not where they want to be, change happens.
I’ve been in the job for two Test matches, so I don’t want to make wholesale changes. That’s not really showing backing and belief.
This series I want to see improvement, progression and learning from the last one. We’ve had some good discussions about how we want to be seen, how we want to go about it and one thing that really stands out for me is the pride the players have in representing Pakistan – it’s huge. It hurts them when they don’t perform well.
The players want the country to be proud of them, to give people something to aspire to and make the people of Pakistan feel good about themselves. I’ve been really proud of the players for sharing their thoughts and feelings.
There’s a lot of criticism in the media – a lot of former players can be quite critical. They have a role to play when they are in the media. All the current players idolise the former players that they grew up watching and supporting. When a former player talks positively about the team or about an individual, these guys walk a foot taller.
I would love to see them backing the current players in the media.
Al Jazeera: Pakistan cricket is infamous for its instability and frequent changes behind the scenes. How does it affect the team’s performance?
Gillespie: If there’s inconsistency off the field, I must ensure consistency on the field
I see it as an important part of my role – creating an environment for players. “Comfortable” is not the word because we want players being challenged all the time in order to improve, but we want it to be a safe environment where players know they can play their game with the backing of the support staff and the PCB.
If they’ve got that support they can go out and represent Pakistan to the best of their ability. I’m striving really hard with my staff to create an environment where the players can speak freely and openly.
Al Jazeera: How do you rate Shan Masood as a captain?
Gillespie: Shan is playing a huge role. He’s a fine leader but he’s been criticised because the team haven’t performed well.
People need to remember that Shan is still very new to this role and only got it in Australia at the end of last year. He’s been captain for five Test matches, so it’s very early days in his leadership.
The way he wants the team to go about their work and play – both of us are 100 percent aligned on it. We’re talking the same language.
A lot of people don’t see the way he works and speaks with the players off the field. In and around training, he has a positive influence and shows his backing and belief and support for all his teammates.
Al Jazeera: You’ve spoken about fitness – mental and physical – being a core requirement for a successful cricket team. Why did you feel the need to highlight it to a group of premier cricketers from one of the biggest cricketing nations?
Gillespie: It’s an area that certainly needs to improve in order to give ourselves the best chance [on the field].
Whether you’re a domestic player or an international player, it is your responsibility to be as fit, robust and as strong as you can possibly be to handle the rigours of international cricket. It is as simple as that. It’s part of your job. We’ve got to keep pushing these standards and challenging our players to continue to improve.
As head coaches, me and Gary, believe that when players arrive in the international side, we shouldn’t be talking about fitness. It should be a given. It’s like getting up and brushing your teeth. Maintain it, develop it and improve it.
In our sport, we always talk about going to training and improving our batting, bowling, fielding – fitness is exactly the same. We need to make sure from the domestic level up to the national side that fitness is understood and respected as something that is vitally important.
Al Jazeera: In a recent domestic game broadcast, you highlighted the importance of load management for the players. How are you going to implement it?
Gillespie: Gary and I will work closely. He’s got two formats and I’ve got one, but together, we have a number of players that play all formats and we want them to be available to play as much as possible for Pakistan.
We want to identify games and series where we can manage our players. There’s not only the three formats for representing your country, there’s domestic cricket, there are international T20 leagues as well. We don’t want to stop players from having those experiences and earning those financial incentives, but we have also got to be mindful that these players represent Pakistan and we want them playing as much as possible for their country.
It’s a difficult balance but I haven’t shied away from the fact that there may be times that we have to look after a couple of players for some Test matches, or for Gary with T20 or one-day games, to make sure we get the best out of them.
If you’re looking for an easy weeknight dinner everyone will love, I’ve got you covered!
This taco bake casserole has layers of seasoned beef, refried beans, and gooey cheese packed with bold Tex-Mex flavors.
Best of all, this dish uses ingredients you likely have on hand already!
You can prep up to a day ahead and bake when ready!
It’s easy to make and a great way to feed a crowd.
Family-friendly with flavor in every bite.
It’s budget-friendly; add extra veggies or tortilla chips to stretch it further.
What You’ll Need for This Taco Bake Recipe
Beef: Use lean ground beef, chicken, or turkey in this recipe.
Vegetables: I use a combination of my fave southwest inspired veggies like corn and bell peppers. Any finely chopped vegetable can be added.
Refried Beans: Canned refried beans add great texture, and they also add fiber and satisfy hungry bellies longer. Adding a little sour cream adds tang and creaminess.
Salsa: Salsa makes this dish saucy and adds flavor. Use hot, medium, or mild, based on your preference.
Cheese: A Mexican cheese blend includes cheddar, Monterey jack, asadero, and quesadilla cheeses. Mix and match any cheeses you like including cotija, pepper jack, or Colby.
Chips: Use any brand of plain tortilla chips or even Fritos corn chips. Don’t worry if some are broken, they’ll be perfect in every bite! In a pinch, broken taco or tostada shells can be used instead.
How to Make a Taco Bake
This taco bake casserole has minimal prep with maximum flavor!
Cook beef. Mix in seasonings and veggies (recipe below).
Combine refried beans and sour cream.
Layer chips, meat, beans, and cheese, with a final topping of cheese.
Other: shredded cheddar cheese, sliced black olives, cilantro
Storing Taco Bake
Keep leftover taco bake covered in the refrigerator for up to 3 days. Reheat in the microwave or on the stovetop and serve with fresh tortilla chips and cheese.
Freeze portions in zippered bags for up to 3 months and thaw overnight in the fridge. Reheat as noted above, adding fresh chips and cheese.
More Tasty Casseroles to Try
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Taco Bake
Layers of spicy ground beef, tortilla chips, refried beans, and cheese are baked together for hearty flavor in every bite!
Prep Time 20 minutesminutes
Cook Time 20 minutesminutes
Total Time 40 minutesminutes
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Preheat the oven to 375°F. Grease a deep 9×13-inch baking dish.
Heat a large skillet over medium-high heat. Add the beef and onion, cooking while breaking up with a spoon until no pink remains. Drain any fat.
Add the bell pepper, corn, ½ cup water, and taco seasoning. Stir and let simmer until the water mostly has evaporated, about 4 minutes. Stir in the salsa and remove from the heat.
In a medium bowl, combine refried beans and sour cream.
Place half of the tortilla chips in the bottom of the dish. Spoon half of the beans in tablespoons over the tortilla chips. Top with half of the meat mixture and 1 cup of cheese. Repeat the layers with the remaining tortilla chips, bean mixture, meat mixture, and the remaining 2 cups of cheese.
Bake the casserole uncovered for 20 to 25 minutes or until bubbly and browned.
Add toppings and serve.
Add any toppings as desired. We love lettuce, tomatoes, green onion, and additional sour cream. Refrigerate up to 4 days. Freeze for up to three months. Thaw in the refrigerator before reheating in the microwave or oven.
STABLE SUPPLY. Workers move sacks of rice to another truck along Dagupan Street in Tondo, Manila on Sept. 9, 2024. Agriculture Assistant Secretary Arnel De Mesa said Wednesday (Oct. 2, 2024) rice imports may surpass last year’s volume to supplement the country’s strong harvest and maintain a stable rice supply in the country. (PNA photo by Yancy Lim)
MANILA – The Department of Agriculture (DA) said Wednesday a higher import volume is possible this year compared to 2023.
In an interview, DA Assistant Secretary Arnel De Mesa said importers may surpass last year’s volume to supplement the country’s strong harvest in terms of maintaining a stable rice supply in the country.
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“Karamihan ng import dumarating (Most import arrivals happen) during (the) last quarter, so, looking historically, statistically speaking, it might breach the 3.6 million metric tons (MT) last year,” he said.
As of Sept. 26, the DA has recorded 3.195 million MT of rice import arrivals.
“We have enough supply coming from strong harvest kahit may El Niño, kaunti lang naman iyong naging (despite the El Niño, there was minimal) reported damage,” De Mesa said.
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Earlier, the DA said the country may also breach its 500,000 MT to 600,000 MT projected rice production loss due to the combined effects of the El Niño phenomenon, weather disturbances, and La Niña.
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For El Niño, the DA reported PHP15.3 billion in agricultural damage affecting 333,195 farmers and fishers in 15 regions nationwide.
The DA, however, maintained its hope to hit 20.4 million metric tons of rice production or at least match last year’s 20 million MT output despite the possible effects of La Niña.
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Israel’s ground incursion of southern Lebanon has raised fears of an all-out war in the Middle East, forcing many countries to announce plans to evacuate their nationals from the country.
Tuesday’s missile attack on Israel by Iran, which counts Hezbollah as a major ally, has further raised the spectre of a wider war.
The Israeli military has ordered more evacuations in the southern suburbs of the Lebanese capital, Beirut, as its troops were engaged in battles with Hezbollah fighters in the country’s south.
Nearly a million people have been forced to flee their homes and more than 1,000 Lebanese have been killed since Israel escalated its attacks on the country last month.
Many foreign embassies are using their X accounts and other social media platforms to communicate guidelines and travel advisories for their respective citizens.
Here are the countries that have asked their citizens to leave Lebanon and other measures they have taken so far.
More than 1,000 Lebanese people have been killed since Israel escalated its attacks on the country mid-September. [Hassan Ammar/AP Photo]
United States
In a recent X post, the US Embassy in Beirut communicated a Level 4 travel advisory – “Do not travel” – the highest that can be issued from the Department of State’s Bureau of Consular. It states: “This is the highest advisory level due to greater likelihood of life-threatening risks.”
The US in the first week of August had asked its citizens to use commercial flights to leave the country as Israel started to strike deep into Lebanon.
According to 2022 estimates, roughly 86,000 US citizens reside in Lebanon.
Australia
Prime Minister Anthony Albanese advised Australian citizens on Tuesday to leave Lebanon immediately.
“We repeat the call for Australians who are in Lebanon to come home. These are volatile circumstances and we want to make sure Australians are safe,” he said.
The Australian government is now offering financial assistance to some of its nationals.
An estimated 15,000 Australians reside in Lebanon.
Andrew Barnes, Australia’s ambassador to Lebanon, advised citizens in a recent post on X to register with the Department of Foreign Affairs and Trade (DFAT) crisis portal to make arrangements to evacuate from Lebanon.
United Kingdom
Foreign Secretary David Lammy has advised British nationals to leave Lebanon due to a “the situation in Lebanon is volatile and getting worse”.
In a recent video post on his X account, Lammy said the UK government is providing charted flights out of Lebanon.
“Your safety is my priority, and foreign office teams in London and Beirut have been working around the clock to provide support, including increasing the number of commercial flights and securing seats for you to leave,” he emphasised.
The British government said it will arrange and fund chartered flights departing from Beirut international airport.
However, UK citizens will be required to pay a fee of 350 pounds ($465) for each seat.
An estimated 4,000 to 6,000 UK nationals live in Lebanon.
Last week, the Ministry of Defence moved 700 soldiers to Cyprus in preparation for the evacuation of British nationals out of Lebanon.
At the time, Prime Minister Keir Starmer said: “It is important that we be really, really clear: now is the time to leave.”
France
Lebanon’s former colonial ruler, France, is also planning to evacuate its citizens. An estimated 20,000 French nationals live in Lebanon.
A French army spokesperson said on Tuesday it would send a helicopter carrier, set to reach the Eastern Mediterranean in the coming days, for a potential evacuation of its nationals.
The measure comes in light of Foreign Minister Jean-Noel Barrot meeting United Nations Special Coordinator for Lebanon Jeanine Hennis-Plasschaert in Beirut on Monday.
An 87-year-old French woman was killed in southern Lebanon following a bomb blast caused by an Israeli air strike on September 23.
The French government has issued warnings for its citizens to leave the country since early August.
Canada
Canada also intensified its efforts on Monday to evacuate its citizens from the country as the security situation in Lebanon continues to worsen.
“The security situation in Lebanon is becoming increasingly dangerous and volatile. The airport remains open and commercial flights are still available,” Minister of Foreign Affairs Melanie Joly posted on her X account on Tuesday.
“We are now augmenting commercial capacity and have secured an additional 800 seats over the course of the next three days,” she added.
Between 40,000 and 75,000 Canadians reside in Lebanon, according to Canada’s Department of Foreign Affairs and International Trade.
Germany
Germany has already started the evacuation process, with the removal of non-essential personnel, embassy workers’ families, and medically at-risk German citizens from Lebanon.
The German foreign and defence ministries jointly announced on Monday that they will also provide assistance to German nationalsseeking to leave the country.
A spokesperson for the foreign ministry said there are 1,800 registered German citizens in Lebanon.
According to the Reuters news agency, 110 people were evacuated on Monday on a flight taking off from Beirut airport.
Italy
Foreign Minister Antonio Tajani on Monday urged its citizens to leave Lebanon.
“At this time it is best to leave the country because the situation is really complicated, there are ongoing fighting. Therefore, for maximum security, it is best for Italian citizens to leave,” Tajani said.
“For a few weeks we have reinforced the presence of the Tuscania paratrooper carabinieri to protect our embassy,” he added.
Some 300 Italians are in Lebanon for work, while 3,000 are dual nationals, according to Tajani.
“We have always advised Italians working in Lebanon to leave as soon as possible. There are still flights from Beirut to the West, so we recommend they leave now.”